Thursday, May 19, 2022
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Visa, DigitSecure and HDFC Bank partner for contactless payments

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MSMEs and merchants can now accept contactless payments on their own smartphones

Visa, the global leader in payments technology, has announced the first successful live deployment of a PCI certified Tap to Phone card acceptance solution, in partnership with DigitSecure and HDFC Bank. DeliveryPlus is the first merchant to go live with HDFC Bank as acquirer. 

This solution enables merchants to securely accept contactless card payments in seconds through an app on their NFC-enabled Android smartphones, and without having dedicated card acceptance devices. In line with the ‘Make in India’ goal of local innovation, DigitSecure is the first company based in Asia Pacific to receive PCI security certification for deploying this technology.

Tap to Phone technology will significantly lower the operational costs for financial institutions by migrating merchant onboarding, account provisioning and security to PCI certified payment acceptance cloud. This in turn will aid banks and fintechs to enable more merchants for card acceptance. Cardholders will be able to tap their contactless cards and near-field communication-enabled smartphones on a merchant’s Android smartphone for fast, safe and secure transactions. With this deployment, India joins a list of more than 15 markets that now provide the Visa Tap to Phone technology for merchants to accept contactless card payments.

Shailesh Paul, Head of Merchant Sales & Acquiring, India and South Asia, Visa said, “The pandemic has accelerated the need for businesses to embrace safe, secure and contactless payments. In line with our global commitment of digitizing 50 million small businesses, we’re delighted to do the first deployment of a PCI-certified Tap to Phone card acceptance solution in partnership with HDFC Bank and DigitSecure, to offer easily accessible and asset light, cost-effective solutions to merchants. As more Indians adopt contactless forms of payments, merchants across the country can now easily use their mobile phones as a digital payment acceptance device.”

Commenting on the partnership, Seshadri Kulkarni, CEO at DigitSecure said, “It is becoming increasingly necessary for merchants of all types and sizes to offer contact free digital payments at all customer interactions points. With DigitSecure’s PCI Certified App-first SoftPos platform with ready global processing integrations, financial institutions can quickly enable small businesses for card acceptance at a small fraction of cost and time. Global businesses will find the platform compelling for it helps deliver consistent customer experience by way of minimal integrations and changes. We believe tap on phone technology will create a new paradigm in digital payments empowering small and on-the-go businesses to offer contactless payments to customers.”

Parag Rao, Country Head for Payments, Business, Consumer Finance, Digital Banking and Marketing, HDFC Bank said “The prevailing circumstances have hastened the need to deepen the digital payment eco-system in the country. The MSMEs and merchant segments form a critical backbone of the economy and it is imperative that they have access to the latest platforms available to enable digital payments. This global first Tap to Phone deployment, using smart phones, is part of our endeavour to provide affordable platforms for small merchants.”

Sandeep Yadav, CEO, DeliveryPlus, said “As an e-com delivery services provider, we are able to scale quickly without incurring additional capital costs with DigitSecure SoftPoS Platform capability to process multiple merchants in different categories on the same device.” 

As per a recent Visa study, about 55% of consumers surveyed in India during the pandemic mentioned that they would likely use the Tap to Phone payment method due to its ease of use, saving of time and eliminating the need to carry cash. This reaffirms the need for and confidence in contactless payments.

Visa and DigitSecure have also entered into a strategic partnership to empower small businesses and enterprise merchants. DigitSecure has integrated their Tap to Phone solution with Visa’s Cybersource platform to provide a single connection for omni-channel commerce solution across segments, use cases, channels and payment modes.

Visa will continue to work with clients, partners and fintechs in India to support SMBs (Small and Micro Businesses) to delivering better payment experiences for both merchants and consumers.

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  116. Iím impressed, I have to admit. Seldom do I come across a blog thatís both educative and engaging, and let me tell you, you’ve hit the nail on the head. The issue is an issue that too few folks are speaking intelligently about. Now i’m very happy I found this in my hunt for something concerning this.

  117. Right here is the perfect web site for everyone who would like to understand this topic. You know so much its almost tough to argue with you (not that I personally would want toÖHaHa). You certainly put a fresh spin on a subject which has been discussed for years. Great stuff, just excellent!

  118. Oh my goodness! Incredible article dude! Many thanks, However I am encountering difficulties with your RSS. I donít understand the reason why I am unable to join it. Is there anybody else getting identical RSS issues? Anyone that knows the solution can you kindly respond? Thanx!!

  119. When I initially left a comment I seem to have clicked the -Notify me when new comments are added- checkbox and from now on each time a comment is added I recieve 4 emails with the same comment. Is there a way you are able to remove me from that service? Cheers!

  120. Next time I read a blog, I hope that it does not fail me just as much as this one. After all, I know it was my choice to read through, nonetheless I truly thought you’d have something helpful to say. All I hear is a bunch of moaning about something that you could fix if you weren’t too busy seeking attention.

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  123. I truly love your blog.. Very nice colors & theme. Did you develop this web site yourself? Please reply back as Iím attempting to create my own personal site and want to know where you got this from or exactly what the theme is named. Appreciate it!

  124. Hi, I do believe this is a great web site. I stumbledupon it 😉 I may come back once again since i have saved as a favorite it. Money and freedom is the greatest way to change, may you be rich and continue to help other people.

  125. Howdy! I could have sworn Iíve visited this website before but after looking at some of the articles I realized itís new to me. Regardless, Iím certainly delighted I stumbled upon it and Iíll be book-marking it and checking back often!

  126. I’d like to thank you for the efforts you have put in penning this site. I am hoping to view the same high-grade content from you in the future as well. In truth, your creative writing abilities has inspired me to get my own site now 😉

  127. Iím impressed, I have to admit. Rarely do I encounter a blog thatís both equally educative and amusing, and let me tell you, you’ve hit the nail on the head. The problem is an issue that not enough folks are speaking intelligently about. I’m very happy I came across this in my search for something concerning this.

  128. The very next time I read a blog, Hopefully it won’t disappoint me just as much as this particular one. After all, I know it was my choice to read through, nonetheless I really believed you’d have something useful to talk about. All I hear is a bunch of complaining about something that you could fix if you were not too busy looking for attention.

  129. An impressive share! I’ve just forwarded this onto a friend who had been conducting a little research on this. And he in fact ordered me dinner because I found it for him… lol. So allow me to reword this…. Thank YOU for the meal!! But yeah, thanx for spending time to talk about this subject here on your site.

  130. This is the perfect blog for anybody who really wants to find out about this topic. You understand a whole lot its almost hard to argue with you (not that I really would want toÖHaHa). You certainly put a fresh spin on a subject that’s been discussed for decades. Wonderful stuff, just wonderful!

  131. Having read this I believed it was extremely enlightening. I appreciate you finding the time and effort to put this informative article together. I once again find myself spending a lot of time both reading and posting comments. But so what, it was still worthwhile!

  132. Howdy, I think your blog could possibly be having internet browser compatibility issues. When I take a look at your website in Safari, it looks fine but when opening in Internet Explorer, it has some overlapping issues. I simply wanted to give you a quick heads up! Other than that, fantastic website!

  133. Howdy, I do believe your blog may be having internet browser compatibility problems. When I take a look at your website in Safari, it looks fine however when opening in Internet Explorer, it’s got some overlapping issues. I just wanted to provide you with a quick heads up! Besides that, excellent website!

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  135. Oh my goodness! Amazing article dude! Thank you so much, However I am experiencing difficulties with your RSS. I donít understand why I cannot subscribe to it. Is there anybody getting the same RSS issues? Anybody who knows the answer can you kindly respond? Thanx!!

  136. Can I simply just say what a comfort to discover somebody who actually understands what they’re discussing online. You certainly realize how to bring an issue to light and make it important. More and more people should read this and understand this side of your story. I was surprised that you aren’t more popular because you surely possess the gift.

  137. You’re so awesome! I do not believe I’ve read through something like that before. So good to discover someone with some original thoughts on this issue. Seriously.. thanks for starting this up. This web site is something that’s needed on the internet, someone with some originality!

  138. An interesting discussion is definitely worth comment. There’s no doubt that that you ought to publish more about this issue, it might not be a taboo matter but typically folks don’t talk about such subjects. To the next! Many thanks!!

  139. You are so interesting! I don’t suppose I’ve read anything like that before. So great to find another person with original thoughts on this topic. Seriously.. thank you for starting this up. This web site is one thing that’s needed on the internet, someone with a bit of originality!

  140. Hello! I could have sworn Iíve visited this site before but after looking at some of the articles I realized itís new to me. Anyways, Iím certainly pleased I came across it and Iíll be bookmarking it and checking back frequently!

  141. I really love your website.. Pleasant colors & theme. Did you create this amazing site yourself? Please reply back as Iím wanting to create my own site and want to find out where you got this from or just what the theme is called. Cheers!

  142. After looking over a few of the articles on your site, I truly appreciate your way of writing a blog. I book-marked it to my bookmark webpage list and will be checking back in the near future. Please visit my web site too and tell me your opinion.

  143. After I initially commented I seem to have clicked on the -Notify me when new comments are added- checkbox and now each time a comment is added I get 4 emails with the same comment. Is there an easy method you are able to remove me from that service? Cheers!

  144. Iím amazed, I must say. Seldom do I encounter a blog thatís both equally educative and entertaining, and without a doubt, you’ve hit the nail on the head. The problem is something which too few folks are speaking intelligently about. I am very happy that I came across this during my hunt for something concerning this.

  145. When I initially left a comment I appear to have clicked the -Notify me when new comments are added- checkbox and from now on every time a comment is added I receive 4 emails with the exact same comment. Is there an easy method you are able to remove me from that service? Many thanks!

  146. I must thank you for the efforts you have put in penning this blog. I am hoping to view the same high-grade blog posts from you later on as well. In truth, your creative writing abilities has motivated me to get my own blog now 😉

  147. Oh my goodness! Awesome article dude! Many thanks, However I am experiencing problems with your RSS. I donít know why I cannot join it. Is there anyone else getting identical RSS issues? Anyone that knows the answer will you kindly respond? Thanx!!

  148. Oh my goodness! Impressive article dude! Thank you so much, However I am going through difficulties with your RSS. I donít know why I can’t subscribe to it. Is there anyone else getting the same RSS problems? Anyone that knows the solution can you kindly respond? Thanx!!

  149. I seriously love your blog.. Excellent colors & theme. Did you build this website yourself? Please reply back as Iím looking to create my own website and would love to learn where you got this from or exactly what the theme is called. Thanks!

  150. Right here is the perfect site for anybody who hopes to understand this topic. You understand so much its almost tough to argue with you (not that I really will need toÖHaHa). You definitely put a brand new spin on a topic which has been discussed for a long time. Excellent stuff, just excellent!

  151. Hello there! I could have sworn Iíve been to your blog before but after going through some of the articles I realized itís new to me. Anyhow, Iím certainly delighted I discovered it and Iíll be book-marking it and checking back regularly!

  152. Hi there! I could have sworn Iíve been to this blog before but after looking at a few of the articles I realized itís new to me. Regardless, Iím certainly pleased I stumbled upon it and Iíll be book-marking it and checking back frequently!

  153. Hi, I do think your blog could be having browser compatibility problems. When I take a look at your web site in Safari, it looks fine however, when opening in IE, it’s got some overlapping issues. I simply wanted to give you a quick heads up! Other than that, fantastic site!

  154. A fascinating discussion is worth comment. There’s no doubt that that you need to write more about this issue, it may not be a taboo matter but typically folks don’t talk about such issues. To the next! Kind regards!!

  155. The very next time I read a blog, I hope that it won’t fail me just as much as this particular one. I mean, I know it was my choice to read through, but I actually thought you would have something useful to say. All I hear is a bunch of complaining about something that you could fix if you weren’t too busy searching for attention.

  156. May I simply just say what a comfort to discover an individual who actually understands what they are discussing on the web. You definitely realize how to bring an issue to light and make it important. More people ought to read this and understand this side of the story. It’s surprising you’re not more popular given that you surely have the gift.

  157. I would like to thank you for the efforts you’ve put in penning this site. I really hope to see the same high-grade content from you later on as well. In fact, your creative writing abilities has encouraged me to get my own, personal website now 😉

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  160. Howdy! This post couldnít be written any better! Going through this article reminds me of my previous roommate! He constantly kept preaching about this. I am going to forward this article to him. Pretty sure he will have a great read. Many thanks for sharing!

  161. You are so awesome! I don’t think I’ve read through something like that before. So great to find someone with some unique thoughts on this subject matter. Really.. many thanks for starting this up. This site is one thing that’s needed on the internet, someone with a bit of originality!

  162. After looking into a few of the articles on your blog, I truly appreciate your technique of writing a blog. I book-marked it to my bookmark website list and will be checking back soon. Please visit my web site as well and let me know what you think.

  163. Aw, this was a very nice post. Spending some time and actual effort to create a top notch articleÖ but what can I sayÖ I procrastinate a lot and never seem to get nearly anything done.

  164. An outstanding share! I have just forwarded this onto a co-worker who has been conducting a little research on this. And he actually bought me lunch due to the fact that I discovered it for him… lol. So allow me to reword this…. Thank YOU for the meal!! But yeah, thanx for spending some time to discuss this issue here on your web site.

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  167. May I simply say what a comfort to discover someone who actually knows what they’re talking about on the net. You certainly know how to bring an issue to light and make it important. A lot more people ought to check this out and understand this side of your story. I was surprised you aren’t more popular since you surely have the gift.

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  172. Oh my goodness! Incredible article dude! Thank you, However I am having issues with your RSS. I donít understand the reason why I am unable to subscribe to it. Is there anyone else getting the same RSS problems? Anybody who knows the solution can you kindly respond? Thanks!!

  173. An impressive share! I’ve just forwarded this onto a colleague who had been doing a little homework on this. And he in fact ordered me breakfast because I found it for him… lol. So allow me to reword this…. Thank YOU for the meal!! But yeah, thanx for spending some time to discuss this issue here on your blog.

  174. An impressive share! I’ve just forwarded this onto a friend who was conducting a little research on this. And he actually bought me breakfast simply because I discovered it for him… lol. So let me reword this…. Thank YOU for the meal!! But yeah, thanx for spending time to talk about this subject here on your internet site.

  175. Having read this I thought it was rather enlightening. I appreciate you spending some time and energy to put this article together. I once again find myself personally spending way too much time both reading and leaving comments. But so what, it was still worthwhile!

  176. An outstanding share! I have just forwarded this onto a friend who was conducting a little homework on this. And he actually bought me dinner due to the fact that I stumbled upon it for him… lol. So let me reword this…. Thank YOU for the meal!! But yeah, thanks for spending the time to discuss this issue here on your website.

  177. I like reading a post that can make men and women think. Also, thank you for permitting me to comment!

  178. Hi, I do think this is a great blog. I stumbledupon it 😉 I will revisit once again since I book-marked it. Money and freedom is the best way to change, may you be rich and continue to help other people.

  179. The very next time I read a blog, Hopefully it won’t disappoint me just as much as this one. After all, I know it was my choice to read through, however I actually believed you would have something interesting to say. All I hear is a bunch of complaining about something that you could fix if you weren’t too busy seeking attention.

  180. Nice post. I learn something new and challenging on websites I stumbleupon on a daily basis. It’s always exciting to read articles from other authors and practice something from other websites.

  181. Aw, this was an extremely good post. Spending some time and actual effort to make a top notch articleÖ but what can I sayÖ I hesitate a lot and don’t seem to get nearly anything done.

  182. Hi there! This article couldnít be written any better! Looking through this post reminds me of my previous roommate! He always kept talking about this. I’ll send this information to him. Fairly certain he will have a very good read. Many thanks for sharing!

  183. Having read this I believed it was very informative. I appreciate you taking the time and effort to put this article together. I once again find myself spending a significant amount of time both reading and commenting. But so what, it was still worthwhile!

  184. Hi, I do think this is an excellent website. I stumbledupon it 😉 I may come back once again since I bookmarked it. Money and freedom is the best way to change, may you be rich and continue to help other people.

  185. Hi, I do believe this is a great web site. I stumbledupon it 😉 I am going to return yet again since i have book-marked it. Money and freedom is the greatest way to change, may you be rich and continue to guide others.

  186. Having read this I believed it was rather enlightening. I appreciate you finding the time and effort to put this article together. I once again find myself personally spending a significant amount of time both reading and leaving comments. But so what, it was still worth it!

  187. When I originally left a comment I seem to have clicked on the -Notify me when new comments are added- checkbox and now each time a comment is added I recieve 4 emails with the exact same comment. Is there a way you can remove me from that service? Thanks a lot!

  188. This is the right webpage for anybody who would like to understand this topic. You know a whole lot its almost tough to argue with you (not that I personally will need toÖHaHa). You certainly put a fresh spin on a topic that’s been discussed for ages. Great stuff, just wonderful!

  189. I’m very happy to discover this web site. I need to to thank you for your time due to this fantastic read!! I definitely savored every part of it and I have you saved to fav to see new stuff in your website.

  190. Good post. I learn something totally new and challenging on sites I stumbleupon everyday. It will always be useful to read articles from other writers and practice a little something from other web sites.

  191. Right here is the perfect site for anyone who really wants to understand this topic. You realize a whole lot its almost tough to argue with you (not that I actually will need toÖHaHa). You certainly put a fresh spin on a topic that has been written about for decades. Excellent stuff, just excellent!

  192. I absolutely love your website.. Pleasant colors & theme. Did you develop this website yourself? Please reply back as Iím hoping to create my very own website and want to find out where you got this from or what the theme is named. Appreciate it!

  193. An interesting discussion is definitely worth comment. I think that you should write more about this subject matter, it might not be a taboo subject but usually folks don’t speak about these subjects. To the next! Many thanks!!

  194. This is the right website for everyone who wishes to find out about this topic. You realize a whole lot its almost tough to argue with you (not that I actually would want toÖHaHa). You definitely put a brand new spin on a subject which has been discussed for ages. Excellent stuff, just excellent!

  195. May I just say what a relief to find an individual who genuinely understands what they are discussing online. You certainly realize how to bring a problem to light and make it important. More and more people need to read this and understand this side of your story. I can’t believe you’re not more popular since you definitely possess the gift.

  196. Good post. I learn something new and challenging on blogs I stumbleupon every day. It’s always interesting to read through articles from other writers and use a little something from other websites.

  197. You’re so cool! I don’t suppose I’ve read anything like that before. So good to discover somebody with a few unique thoughts on this subject. Seriously.. thank you for starting this up. This web site is one thing that is required on the internet, someone with a bit of originality!

  198. Iím impressed, I must say. Seldom do I come across a blog thatís equally educative and entertaining, and let me tell you, you have hit the nail on the head. The problem is an issue that too few people are speaking intelligently about. I am very happy that I came across this during my hunt for something concerning this.

  199. When I initially left a comment I seem to have clicked on the -Notify me when new comments are added- checkbox and from now on each time a comment is added I get four emails with the exact same comment. Perhaps there is an easy method you can remove me from that service? Thank you!

  200. Howdy, I do think your site could possibly be having browser compatibility problems. Whenever I take a look at your website in Safari, it looks fine however, when opening in IE, it has some overlapping issues. I merely wanted to give you a quick heads up! Other than that, great website!

  201. After I originally commented I appear to have clicked on the -Notify me when new comments are added- checkbox and from now on whenever a comment is added I recieve four emails with the exact same comment. Perhaps there is a way you can remove me from that service? Kudos!

  202. An impressive share! I have just forwarded this onto a friend who was conducting a little research on this. And he in fact bought me lunch due to the fact that I found it for him… lol. So allow me to reword this…. Thanks for the meal!! But yeah, thanx for spending time to talk about this subject here on your blog.

  203. Oh my goodness! Impressive article dude! Many thanks, However I am going through difficulties with your RSS. I donít know why I cannot subscribe to it. Is there anyone else getting similar RSS issues? Anyone who knows the answer can you kindly respond? Thanks!!

  204. May I just say what a relief to discover somebody who really understands what they’re talking about online. You definitely know how to bring an issue to light and make it important. A lot more people need to check this out and understand this side of the story. I can’t believe you aren’t more popular because you most certainly possess the gift.

  205. I blog frequently and I genuinely thank you for your content. The article has really peaked my interest. I am going to book mark your website and keep checking for new details about once a week. I opted in for your Feed too.

  206. Having read this I thought it was extremely enlightening. I appreciate you spending some time and energy to put this short article together. I once again find myself personally spending way too much time both reading and commenting. But so what, it was still worthwhile!

  207. Right here is the perfect blog for anybody who really wants to understand this topic. You know a whole lot its almost hard to argue with you (not that I personally will need toÖHaHa). You certainly put a fresh spin on a subject that’s been written about for years. Great stuff, just great!

  208. I blog often and I genuinely appreciate your content. Your article has truly peaked my interest. I’m going to bookmark your site and keep checking for new details about once per week. I opted in for your Feed too.

  209. I’m extremely pleased to uncover this great site. I need to to thank you for your time for this wonderful read!! I definitely savored every part of it and i also have you saved to fav to see new information on your web site.

  210. The very next time I read a blog, Hopefully it won’t disappoint me just as much as this one. I mean, I know it was my choice to read through, however I genuinely thought you would have something interesting to talk about. All I hear is a bunch of crying about something you can fix if you were not too busy looking for attention.

  211. Oh my goodness! Awesome article dude! Many thanks, However I am having problems with your RSS. I donít understand why I am unable to subscribe to it. Is there anyone else having similar RSS issues? Anyone that knows the solution can you kindly respond? Thanx!!

  212. When I initially left a comment I appear to have clicked the -Notify me when new comments are added- checkbox and from now on each time a comment is added I recieve 4 emails with the exact same comment. Perhaps there is an easy method you are able to remove me from that service? Many thanks!

  213. Next time I read a blog, I hope that it doesn’t disappoint me just as much as this one. After all, I know it was my choice to read through, but I actually thought you’d have something useful to talk about. All I hear is a bunch of whining about something you can fix if you weren’t too busy searching for attention.

  214. May I simply say what a comfort to find somebody who really knows what they are discussing online. You certainly know how to bring a problem to light and make it important. A lot more people must read this and understand this side of your story. I was surprised that you’re not more popular because you certainly possess the gift.

  215. Can I just say what a comfort to discover someone who genuinely knows what they’re discussing over the internet. You certainly know how to bring a problem to light and make it important. More and more people must read this and understand this side of the story. I can’t believe you are not more popular since you surely have the gift.

  216. This is the right website for anyone who would like to understand this topic. You understand a whole lot its almost hard to argue with you (not that I actually will need toÖHaHa). You definitely put a new spin on a topic that’s been written about for many years. Excellent stuff, just excellent!

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  218. Howdy, I do think your site could possibly be having browser compatibility issues. Whenever I look at your website in Safari, it looks fine however, when opening in I.E., it has some overlapping issues. I merely wanted to give you a quick heads up! Besides that, fantastic blog!

  219. Aw, this was an extremely nice post. Spending some time and actual effort to generate a really good articleÖ but what can I sayÖ I put things off a lot and don’t manage to get nearly anything done.

  220. I want to to thank you for this great read!! I absolutely loved every little bit of it. I have you book-marked to look at new stuff you postÖ

  221. Oh my goodness! Amazing article dude! Many thanks, However I am experiencing problems with your RSS. I donít know why I am unable to subscribe to it. Is there anyone else getting the same RSS problems? Anyone who knows the answer can you kindly respond? Thanks!!

  222. I’d like to thank you for the efforts you have put in penning this blog. I am hoping to view the same high-grade blog posts by you later on as well. In truth, your creative writing abilities has motivated me to get my very own blog now 😉

  223. Hello, I believe your site could be having internet browser compatibility issues. Whenever I take a look at your website in Safari, it looks fine however when opening in IE, it has some overlapping issues. I simply wanted to provide you with a quick heads up! Aside from that, fantastic website!

  224. When I originally commented I seem to have clicked on the -Notify me when new comments are added- checkbox and now every time a comment is added I receive four emails with the same comment. Perhaps there is an easy method you are able to remove me from that service? Thank you!

  225. When I originally commented I seem to have clicked on the -Notify me when new comments are added- checkbox and now whenever a comment is added I recieve four emails with the same comment. Is there a way you can remove me from that service? Appreciate it!

  226. I blog often and I seriously appreciate your content. This great article has truly peaked my interest. I will take a note of your blog and keep checking for new information about once a week. I subscribed to your Feed too.

  227. Having read this I thought it was very enlightening. I appreciate you finding the time and effort to put this short article together. I once again find myself spending a lot of time both reading and posting comments. But so what, it was still worthwhile!

  228. Iím amazed, I must say. Seldom do I come across a blog thatís both educative and entertaining, and without a doubt, you’ve hit the nail on the head. The problem is an issue that too few people are speaking intelligently about. I am very happy I found this during my hunt for something regarding this.

  229. Hi, I do believe this is an excellent blog. I stumbledupon it 😉 I’m going to return once again since i have saved as a favorite it. Money and freedom is the greatest way to change, may you be rich and continue to help other people.

  230. Oh my goodness! Amazing article dude! Thank you, However I am having problems with your RSS. I donít understand the reason why I can’t join it. Is there anybody having identical RSS problems? Anyone that knows the solution can you kindly respond? Thanx!!

  231. Aw, this was an extremely good post. Taking the time and actual effort to make a good articleÖ but what can I sayÖ I put things off a lot and never seem to get nearly anything done.

  232. I blog quite often and I really appreciate your content. The article has really peaked my interest. I will book mark your website and keep checking for new information about once per week. I subscribed to your RSS feed as well.

  233. An interesting discussion is worth comment. I do think that you need to publish more about this issue, it may not be a taboo matter but usually people don’t discuss such subjects. To the next! Cheers!!

  234. You are so awesome! I don’t suppose I’ve truly read a single thing like that before. So nice to discover another person with unique thoughts on this subject. Seriously.. thanks for starting this up. This site is something that is needed on the web, someone with a little originality!

  235. Hi there! This article couldnít be written much better! Reading through this post reminds me of my previous roommate! He constantly kept preaching about this. I most certainly will forward this post to him. Pretty sure he’s going to have a great read. Thank you for sharing!